Our Mission

Our model is built on collective responsibility, where members support one another through structured contributions when a verified death occurs.

1. Join as a Family or Group

Membership is organized by families or groups

Each family must have a minimum of five (5) members

Two representatives must be designated for coordination

2. Registration and Initial Payment

Upon registration, each member is required to pay:

Initial Escrow Contribution: Estimated $20 per member

Annual Administrative Fee: $10 per member

The escrow contribution is held and used toward future death benefit obligations.

3. Waiting Period

United States & Canada: 3 months

International members: 6 months

Members are not eligible for benefits during the waiting period

4. When a Death Occurs

When an eligible member passes:

The family representative reports the case

Documentation is submitted and verified

Eligibility is confirmed

Total active members are calculated

Contribution amount is determined

Payment notifications are sent to all members

5. Contribution Mode

AFFUADUSA uses a shared contribution system:

Payout Target ÷ Total Active Members = Contribution per Member

Current target payout: $10,000

Future target payout: Up to $15,000 or more as membership grows

6.Use of Escrow Funds

Initial escrow contributions may be applied toward a member’s obligation when a case is activated

If the escrow amount does not fully cover the required contribution, the remaining balance must be paid

If contributions exceed the escrow, members will be notified of the additional amount due

7. Fund Disbursement

Contributions are collected and verified

Funds are disbursed to the bereaved family

Case is officially closed

Membership Requirements

To qualify for membership:

Must join as part of a family or group of at least five (5) members

Must pay the initial escrow contribution and annual administrative fee

Must provide accurate personal information

Must comply with all AFFUADUSA rules

Member Responsibilities

Members are required to:

Maintain the required escrow balance (as applicable)

Pay additional contributions when notified

Respond to official communications

Keep personal and family information updated

Failure to comply may result in:

Suspension

Loss of eligibility

Removal from the program

Eligibility Rules

A member is eligible if:

Waiting period has been completed

Initial escrow and administrative fees have been paid

Member is part of an active family/group

Member is financially current

A member is NOT eligible if:

Waiting period is incomplete

Required payments are not made

Membership is inactive or suspended

Payment Methods

Members may contribute using:

Zelle

PayPal

Cash App

All payments must be:

Submitted on time

Properly referenced

Verified by the administration

Members may be required to upload proof of payment.

Case Verification

Each reported case must include:

Valid documentation (death certificate or equivalent)

Member identification details

Confirmation of eligibility

All cases are subject to administrative review before approval.

Governance and Oversight

AFFUADUSA operates under a structured leadership system that includes:

Board of Directors

Administrative Team

Financial oversight procedures

All cases and financial activities are reviewed to ensure transparency and accountability.

Transparency Commitment

AFFUADUSA is committed to:

Clear communication of all active cases

Accurate contribution calculations

Proper application of escrow funds

Timely fund disbursement

Responsible handling of member information

Important Notice

AFFUADUSA will never:

Request passwords or sensitive personal data

Ask for payments outside official communication channels

Contact members for unauthorized financial requests

Members should report any suspicious activity immediately.

Frequently Asked Questions (FAQ)

What is the initial escrow payment?

It is an estimated upfront contribution of $20 per member used toward future benefit obligations.

Is the escrow refundable?

Escrow is part of the contribution system and is applied toward obligations within the program.

What is the annual fee?

Each member pays $10 annually for administrative and operational support.

Can I join individually?

No. Membership is family/group-based (minimum 5 members).

What happens if I don’t pay when required?

You may lose eligibility for benefits.

How is the contribution amount determined?

It is calculated based on total active members at the time of the case.

What is Affuadusa, Inc?

AFFUADUSA, Inc. is a duly established Non Government Organization (NGO) established since 2016 and registered; viz: # DLN:29053350345019 as a Nonprofit Organization with Headquarters in Maryland.

Objective/Aspiration

AFFUADUSA, Inc. aspires to significantly reduce crippling effects on less privileged families of rising costs for appropriate funeral services for deceased relatives.

Mission

AFFUADUSA, Inc. has embarked on rallying interested persons within a platform for mutual assistance via Levy subscription to a Relief Contribution Package (RCP) for the benefit of a deceased member’s family.